INDIVIDUAL HEALTH PLANS
How much is it?
The Affordable Healthcare Act (ACA) passed into law in 2010, created advantages and disadvantages for various US citizens depending on their Income bracket. ACA has also affected all health insurance companies, healthcare providers and policies throughout Florida and across the United States and it applies to ALL NEW health plans with or without a Federal Subsidy grant.
The Unspoken Truth
The Unspoken Truth is ‘The ACA made insurance way more affordable for lower income brackets and cost way more for Middle to Higher Income brackets.’ —–The ACA plan acted like another Tax that largely affected Middle Income People. THE WAY around that is to Claim and get as many Tax Deductible expenses are possible and make sure your accountant ‘Knows’ how you can qualify for as many deductions as possible.
Get every Deduction you can Legally Get!
‘I want to pay my fair share of Taxes…but not one penny more!’—-That should be your mantra. Most people who seek individual health insurance are self-employed. It should be one of your goals to get every tax-break you can. Reducing your Net Income amount will in turn reduce your Health Insurance Premium drastically.
Worth the Risk ?
You may be healthy now, but the onset of a sudden or serious illness (cancer, diabetes, appendicitis) or a traumatic event (ski accident, car crash) can leave you with staggering medical bills. The inability to pay high medical bills, one of the most common reasons people file for personal bankruptcy, can ruin your credit history and set you back for years.
There are Dozens of health policies offered in Florida with different premiums, provider networks and plan benefits. When trying to decipher the “best option” via the internet remember price is only one of the three key components. You should check provider networks for your doctors and hospitals plus consider plan co-insurance, copays and deductibles. We make it easy for you. Let us Help you find YOUR 3Rs *** Right Doctors, Right Coverage, Right Price!
Nothing Worse...
There are few feelings WORSE than being Sick and not having Health Insurance to cover your basic Needs.
Make Sure you and your loved ones are covered for basic Needs Insurance.
Stay Healthy with Primary Care
The law requires insurers to cover annual checkups and preventive care. They know you’re more likely to stay healthy and catch health problems using preventative care. The 10 categories of preventative care are: wellness services, ambulatory care, emergency care, hospitalization, maternity and newborn care, pediatric care, mental health and substance use disorder services, prescription drugs and rehabilitative services (specialized therapies and medical equipment to help people facing long-term disabilities).
The smartest people take well-calculated Risks. Not so smart people take RIDICULOUS Risks. Your health is Your Most Valuable asset…protect it for you, your family and YOUR FUTURE!
With Full Health Coverage, you don’t have to worry about having an accident, getting sick nor getting routine check ups with your favorite Doctor…its ALL COVERED !
Why Risk what’s most important to you. Talk to an Representative and insure your most valuable assets !
We’re Experts in Individual Insurance…
Contact us for more info!
